Frank Pallotta • Services

Frank B. Pallotta and his experienced professional staff will provide the best possible care and attention for every transaction. Our goal and commitment is to provide you with a smooth and efficient closing.

We encourage your feedback and suggestions, as they enable us to fulfill our service goals. As the industry changes, you can count on us to stay up-to-date so that our service pledge remains constant – the best service, for every transaction, every time.

"Our goal and commitment is to provide you with a smooth and efficient closing conducted on time and at the most competitive price available." – Frank B. Pallotta

Frank B. Pallotta, P.C. offers legal services in:

Residential Property Closings
Focused on fast, accurate closings with exceptional customer service, including off-site closings when necessary.

Commercial Property Closings
Complete service, including advice on contract negotiations and document preparation, settlement services, and legal consultation for transactions such as acquisition and development loans, construction loans, subdivision developments, and commercial property sales and loans.

Title Examinations & Title Insurance
Fast and accurate service with a quick turn-around time, provided by experienced title examiners.

Foreclosure Services
Coordination of required notices including all letters, notices, advertisements, title examinations and deed filings.

Small Business Planning
Common sense advice on services such as entity formation, bylaws, and ongoing general corporate advice.

Life Planning Packages, including Wills & Estates
Financial powers of attorney, wills, estate planning services, and healthcare powers of attorney.

Welcome to the New Real Estate Market

Click here for details

Wiring Instructions

Click here for instructions

Errors and Ommissions Policy

We will provide a copy of our E&O policy upon written request.

Fee Sheet Printable version

STANDARD FEES
RESIDENTIAL PURCHASE OR REFINANCE
Effective January 1, 2010 for new GFE/HUD requirements

Settlement Fee: $485.00 – Effective January 1, 2010 the new GFE and HUD-1 require all title, closing and attorney costs be combined. Our “Settlement Fee” includes all costs and fees that are associated with our representation of the lender, as follows: attorney fees, title examination fees, commitment fees, courier/overnight delivery fees, etc.

Instructions for completing the new GFE:

GFE 4
Purchase: $485.00 (Settlement Fee) + Lenders Title Insurance Premium.
(See Title Insurance Structure below, with simultaneous issue discounts requirement.)

Refinance: $485.00 (Settlement Fee) + Lenders Title Insurance Premium.

GFE 5
Owners Title Insurance*

GFE 7
Recording Charges: We suggest using $80.00 due to the fact that this charge varies from transaction to transaction.

GFE 8
StateTax Stamps:
Transfer Tax: $1.00/$1,000.00, or a fraction thereof, based on the purchase price.
Intangible Tax: $1.50/$500.00, or a fraction thereof, based on the final loan amount.

* All Title Insurance rates are published with the State of Georgia. A detailed rate chart can be obtained from our office upon request.

Lenders Title Policy rate: $2.00/$1,000.00 up to $500,000.00, and an additional $1.70/$1,000.00 for amounts over $500,000.00.
Simultaneous Issue rate: Lenders Policy will be issued for $100.00 when issued at the same time as an Owners Policy.
Owners Title Policy rate: $3.00/$1,000.00 up to $500,000.00, and an additional $2.45/$1,000.00 for amounts over $500,000.00.